Niraj Bhatt, Anup Roy

Stories by Niraj Bhatt, Anup Roy

DeMo? No way, cash is still king!

DeMo? No way, cash is still king!

Rediff.com   4 Jul 2017

As on June 16, currency in circulation was Rs 15.29 lakh cr, or 86.2% of pre-note ban level

Alarming rise in banking frauds, warns RBI

Alarming rise in banking frauds, warns RBI

Rediff.com   3 Jul 2017

It adds that banks could be hiding some of the fraud cases, masking these as bad debt

Bankers brace for delays, legal battles

Bankers brace for delays, legal battles

Rediff.com   15 Jun 2017

The time-bound nature of the bankruptcy code, envisaging resolution within 180 to 270 days, would put enormous pressure on the existing judicial infrastructure.

12 bank accounts and Rs 1.78 lakh crore bad debt

12 bank accounts and Rs 1.78 lakh crore bad debt

Rediff.com   14 Jun 2017

The gross bad debt of the Indian banking system as of March was at Rs 7.11 lakh crore

Why home loans are set to get cheaper

Why home loans are set to get cheaper

Rediff.com   8 Jun 2017

To spur war among lenders to grab existing loans

Shikha Sharma on the new NPA rules and the future of Axis Bank

Shikha Sharma on the new NPA rules and the future of Axis Bank

Rediff.com   19 May 2017

Axis Bank Managing Director & Chief Executive Officer Shikha Sharma on the new mechanism for non-performing loans, the bank's loan portfolio, industry outlook and the bank's future plans.

Why banks will have fewer branches

Why banks will have fewer branches

Rediff.com   19 May 2017

'With technology advancing rapidly, the need for branches is declining.'

NPA war: Bankers welcome new powers to RBI, but...

NPA war: Bankers welcome new powers to RBI, but...

Rediff.com   8 May 2017

Question remains, what happens when the overseeing committees' members themselves are questioned by investigative agencies?

Is a bubble building up in debt MFs?

Is a bubble building up in debt MFs?

Rediff.com   2 May 2017

'Indian non-bank lenders stand exposed to a deteriorating credit quality environment.' 'Such a deterioration could put at risk the value of NCDs purchased by the mutual funds and expose investors in bond and liquid funds to a risk of capital loss.'

RBI proposes wholesale, long-term finance banks

RBI proposes wholesale, long-term finance banks

Rediff.com   11 Apr 2017

Discussion paper fixes Rs 1,000 cr as minimum capital for these specialised banks

SBI wants to be among the world's top 30 banks in three years: Arundhati Bhattacharya

SBI wants to be among the world's top 30 banks in three years: Arundhati Bhattacharya

Rediff.com   11 Apr 2017

Arundhati Bhattacharya talks about SBI's strategies, its aim to be among the top 30 banks globally, and stressed assets resolution.

'India going to be one of the largest economies in the world'

'India going to be one of the largest economies in the world'

Rediff.com   10 Apr 2017

Barry Eichengreen, professor of economics and political science, University of California, Berkeley, analyzes the transparency of the Reserve Bank of India, the growth rate of the Indian economy and why he feels globalisation can never be rolled back.

Banks want RBI to relax norms for loans to highly indebted firms

Banks want RBI to relax norms for loans to highly indebted firms

Rediff.com   7 Apr 2017

The limit of indebtedness comes down to Rs 15,000 crore from 2018-19, and then Rs 10,000 crore from April 2019 onwards

RBI to keep rates unchanged, focus on cash control

RBI to keep rates unchanged, focus on cash control

Rediff.com   5 Apr 2017

However, RBI would continue to nudge banks to cut lending rates

Govt, RBI may introduce gradation system to deal with bad debts

Govt, RBI may introduce gradation system to deal with bad debts

Rediff.com   4 Apr 2017

Banks to get more aggressive and act like PE investors

Bank officers want pay equality with central govt staff

Bank officers want pay equality with central govt staff

Rediff.com   22 Mar 2017

Demands include 5-day banking, PF to be calculated on total salary and allowances, not only on basic

Why 2017 will be critical for the advertising industry

Why 2017 will be critical for the advertising industry

Rediff.com   17 Mar 2017

Viveat Susan Pinto & Niraj Bhatt in conversation with Nirvik Singh, chairman and CEO, Grey Group.

Costly bonds make bank loans attractive

Costly bonds make bank loans attractive

Rediff.com   14 Mar 2017

Banks are clear that lending rates are not going to fall further, say Hamsini Karthik and Anup Roy.

Why investors are increasingly confident about India

Why investors are increasingly confident about India

Rediff.com   10 Mar 2017

They now believe their money will be repaid after completion of the tenure of the instruments they have invested in, says Anup Roy.

FPIs renew interest in Indian bonds

FPIs renew interest in Indian bonds

Rediff.com   7 Mar 2017

Dealers say foreign investors are now taking keen interest in lower-rated corporate bonds, too